Homeowner’s coverage doesn’t have to be difficult to understand.
A basic Homeowners Insurance Policy will cover the following:
The structure of your home
Related Private Structures (i.e. Detached Garage)
Personal possessions (up to a set limit)
Living expenses in case of a disaster
Some Optional Coverages would include but not limited to:
Water/Sewer Backup, refrigerated foods, Jewelry, Guns, Business Personal Property and more.